Home Insurance Average Cost Per Month
Homeowners pay just over $1,000 per year for a home insurance policy, but prices vary across the nation from more than $2,000 to just over $500.
USAA Home Insurance Quotes by State USAA will insure you in all 50 states and Washington, D.C. (as long as you're in the military or an immediate family member of someone who is). We compared rates from 20 states with varying coverage amounts ranging from $100,000 to $500,000.
1. Home Insurance: $79. The average homeowners insurance premium costs $952 per year, according to online data source ValuePenguin, which means you will likely be paying somewhere in the neighborhood of $79 a month for your policy. Homeowners insurance has gone up nearly 50 percent in the past decade and there's no end in sight.
The average cost of a car insurance policy is $2,399 per year, or $200 per month, when averaged across states for our sample driver with a full coverage policy. The average cost of a car insurance policy meeting only the minimum requirements of each state is $937 per year, or $78 per month.
Owning a home with a swimming pool can drive up your homeowners insurance costs significantly. Owning a dog can impact your rate, depending on the dog's breed. There's so much that goes into determining the cost of homeowners insurance that it's a good idea to talk to an agent as you determine which coverages are right for you
Average home insurance rates by ZIP code. The highest homeowners insurance rates in the nation belong to ZIP code 33050, home to Conch Key, Florida, according to Insurance.com's analysis of average rates for nearly every ZIP code in the country.