Home Insurance By State Comparison
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Is homeowners insurance required in New York State? Unlike with New York car insurance, you are not legally required to have proof of insurance in order to own a home in the Empire State. However, most mortgages will require that you have homeowners insurance if any financial agreements are to be made.
Every standard homeowners insurance policy has six basic protections, but some companies provide more comprehensive coverage at a better value than others. When comparing homeowners insurance companies, look for an insurer that strikes the perfect balance between affordable and quality coverage.
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Home insurance premiums - often mistakenly referred to as home insurance rates - vary greatly across the country. One reason: location plays into the cost in multiple ways. For starters, home insurance rates are set at the state level and apply to large numbers of people.