Home Insurance Minimum
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Updated: April 2017 . Personal liability coverage is a typical component of a homeowners insurance policy.While no one expects to be held liable after an accident at their home, liability coverage may help prevent you from paying out of pocket should the unexpected occur.
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Many homeowners insurance policies provide a minimum of $100,000 in personal liability coverage, meaning the insurance company can pay up to that amount in total to injured persons per occurrence. If you feel you need more protection, higher limits are available.
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How much Home Insurance do I need? What is dwelling coverage, and how much do I need? Dwelling coverage is the part of a standard home insurance policy that typically pays when your home is damaged by hail, wind, fire, and other covered perils.