Home Insurance Rate Comparisons
Compare car insurance costs by vehicle make and model. The type of vehicle you insure will impact your car insurance rate. Insuring a large truck or luxury vehicle is more expensive than insuring a sedan with standard trim. This is because collision and comprehensive coverage are designed to replace your vehicle in the event of an accident.
Homeowners Insurance Comparison. Choosing the right insurance policy can be difficult and confusing. OPIC created this comparison tool to assist you with this decision. For more information on how to use the tool, visit our Policy Comparison Tool Help page.
The nationwide average annual cost for home insurance for common coverage levels, based on a rate analysis by Insurance.com: $1,228: $200,000 dwelling with $1,000 deductible and $100,000 liability coverage. $1,244: $200,000 dwelling with $1,000 deductible and $300,000 liability coverage.
With homeowners insurance, you generally want to weigh price, customer service and claims processing. These companies fared best in NerdWallet's ranking.
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Try our HomeQuote Explorer: A unique quoting experience where you can choose the right homeowners insurance coverages.We're the only home insurance company that lets you compare rates and coverages from multiple companies. Enter your info once, and we'll show you several options so you can buy the best homeowners insurance policy for you.