Home Insurance With Dogs
And if you have a hard time finding an insurance company that will sell you a homeowners policy because of your dog, contact your state insurance commissioner's office. Someone there may be able to point you in the direction of an insurer that will cover you and your pet.
Home is where your heart is—along with a healthy chunk of your net worth. The GEICO Insurance Agency can help you get the affordable home insurance coverage you need and the peace of mind you desire. You could also save when you combine your home and auto insurance policies. If you currently carry homeowners insurance, shopping early may
Like homeowner's insurance, renter's insurance may cover dog bites. If you are a potential tenant looking for an apartment, an offer to provide renter's insurance may help convince a landlord to accept you and your dog as tenants. Additionally, renter's insurance will cover your personal property not covered by your landlord's insurance.
Generally home insurance covers a homeowner's liability for dog bites. But some home insurance companies have lists of prohibited dog breeds -- they will not sell coverage to you, or will exclude liability and medical payments coverage for dog-related injuries -- if you own a prohibited breed.
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One example: An Atlanta, Georgia homeowner was denied insurance because he owned a dog that he guessed was mostly Schipperke. The insurance company considered this dog breed high-risk.